Four uses of a vet loan

It can be tempting to get swept up by the ridiculous cuteness of your patients – it is why you decided to become a vet, after all. But life, unfortunately, is not all puppies and kittens (despite what YouTube might have you believe), and somehow – more often than we’d like – real financial worries creep up. Thankfully, we’re here to help you through the hard times so that you can give your charges a full bill of health.

Student debt

Depending on how early you are in your career of running a veterinary practice, you’ll probably have a significant amount of debt racked up from your days as a student. A cash injection from us can be just what the vet ordered!


There’s always something to knock your cashflow off kilter, whether it’s Brexit, the economy or Christmas! You may well find yourself struggling with a drop in patient visits, an increase in equipment and higher payroll costs just to maintain the same level of revenue. Of course, there are several things you can do to try combat this, including a debt review, but ultimately, if the nest egg just isn’t there, you may well benefit from a loan just to help tide you over.


When you’re dealing with other people’s pets, it is absolutely vital to have the right insurance – not just for the building but for medication, stock, staff and the animals that are in your care. Ensuring you have the right cover in place can be the difference between preparing for the unexpected and falling victim to something that could potentially make your practice vulnerable. Of course, this can come at a cost, and that’s somewhere else that a loan could prove invaluable.

Office equipment

Being a vet is a highly specialised career and requires very specific equipment, from an ultrasound scanner to an anesthesia machine, cauterisers to stethoscopes. Your clients’ owners will expect you to have the best of the best, and with a practice loan, there’s no reason why you shouldn’t!

For more information about how we can help you with a veterinary practice loan, click here.

Comments are closed.